ANALISIS INFLASI TERHADAP DANA PIHAK KETIGA (DPK) PADA BANK INDONESIA 2021M1 – 2023M12
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Abstract
This study aims to analyze the influence of inflation on Third Party Funds (DPK) in Indonesia during the period January 2021 to December 2023. Deposits are one of the important indicators in the banking system that reflects the level of public trust in financial institutions and serves as the main source of credit financing. Inflation, as one of the main macroeconomic variables, is suspected to influence people's behavior in saving funds in banks. This study uses a quantitative method with a simple linear regression analysis approach based on monthly time series data. The results of the study show that inflation has a significant negative influence on deposits in the period analyzed. These findings indicate that as inflation increases, people's interest in keeping funds in banks tends to decrease. Therefore, inflation control is an important factor in maintaining the stability and growth of deposits in the Indonesian banking sector.
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References
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