KEMANFAATAN SHOPEEPAY DAN SHOPEE PAYLATER UNTUK BERBELANJA BAGI GEN Z

Main Article Content

Emilza Syawitri
Defina Maharani
Revina Dea Wijaya
Tisya Khairunnisa

Abstract

Penelitian ini bertujuan untuk mengeksplorasi dampak sistem bayar nanti atau yang lebih dikenal dengan sebutan Shopee PayLater terhadap minat belanja di kalangan Generasi Z di Kota Pekanbaru. Metode yang digunakan adalah pendekatan kuantitatif dengan teknik pengumpulan data melalui penyebaran kuesioner kepada responden yang termasuk dalam kategori usia Gen-Z. Hasil penelitian menunjukkan bahwa keberadaan e-commerce, khususnya Shopee, memiliki pengaruh signifikan terhadap pola konsumsi masyarakat muda. Beberapa faktor yang mendorong perilaku konsumtif antara lain kemudahan dalam melakukan pembayaran. Temuan ini menunjukkan bahwa ShopeePay dan Shopee PayLater bukan sekadar platform belanja daring, melainkan turut membentuk kebiasaan konsumtif baru di kalangan generasi muda yang responsif terhadap kemajuan teknologi dan tren digital.


Kata kunci: ShopeePay, Gen-Z, Gaya Hidup, Minat Belanja.


 


Abstract


This research aims to explore the impact of the ShopeePay and Shopee PayLater system, on the shopping interest among Generation Z (Gen-Z) in Pekanbaru City. Employing a qualitative approach, data was collected through questionnaires distributed to Gen Z respondents. The findings indicate that the presence of e-commerce, particularly Shopee and ShopeePay, significantly influences the consumption patterns of young people. Among the factors driving consumptive behavior is the ease of making payments. This study reveals that ShopeePay and Shopee PayLater are not merely online shopping platforms; they also shape new consumptive habits within the younger generation, who are highly responsive to technological advancements and digital trends.


Keywords: ShopeePay, Gen Z, Lifestyle, shopping interest.

Downloads

Download data is not yet available.

Article Details

Section

Articles

How to Cite

KEMANFAATAN SHOPEEPAY DAN SHOPEE PAYLATER UNTUK BERBELANJA BAGI GEN Z. (2025). Musytari : Jurnal Manajemen, Akuntansi, Dan Ekonomi, 22(9), 131-140. https://doi.org/10.2324/1etqnj19

References

Adelia, V., Hemilia, N., Azzahra, N., Azmi, Z., (2023). “Analisis Perilaku Konsumtif Penggunaan Aplikasi Shopee Dalam Metode Pembayaran ShopeePay Dan COD Pada Mahasiswa Universitas Muhammadiyah Riau”, Ekalaya: jurnal Ekonomi Akuntansi, 1 (4): 335-346, https://doi.org/10.59966/ekalaya.v1i4.702

Durianto, D., Sugiarto, Sitinjak, T., (2019). Strategi Menaklukkan Pasar Melalui Riset Ekuitas Dan Perilaku Merk. Jakarta: PT Gramedia Utama

Gerrans, Paul, Dirk G Baur, and Shane Lavagna-Slater. (2022). “Fintech and Responsibility: Buy-Now-Pay-Later Arrangements.” Australian Journal of Management 47(3): 474–502.

Mitkel, Cinda Nurulita. (2022). “Pengaruh Buy Now Pay Later Terhadap Perilaku Konsumtif Mahasiswa Generasi Z Pengguna Shopee Paylater Di Kota Bandung - UPI Repository.”

Murniati, E., Putri, N.N., Azmi, Z., (2025). "Kemanfaatan Digitalisasi Sistem Informasi Akuntansi Dalam Proses Pembelian Dan Pembayaran Diplatform E-commerce Terhadap Kepuasan Pemakai". Jurnal Akuntansi Keuangan Dan Perpajakan, 1(3), 346–357. https://doi.org/10.62379/jakp.v1i3.254

Putra Cendana, Andika, and Martina Dwi Mustika. (2024). “Promosi Dan Anggaran: Peran Promosi Dalam Memengaruhi Penggunaan Buy Now Pay Later Secara Berlebihan Pada Berbagai Kondisi Finansial”. 5(3): 947–56. www.jurnalp3k.com/index.php/J-P3K/index.

Raj, Vijay Amrit, Sahil Singh Jasrotia, and Siddharth Shankar Rai. (2024). “Role of Perceived Risks and Perceived Benefits on Consumers Behavioural Intention to Use Buy-Now, Pay-Later (BNPL) Services.” Journal of Facilities Management 23(2): 330–51.

Saputra, Yudi, Edi Ramawijaya Putra, and Andhyka Wicaksono. (2024). “Analisis Penggunaan Metode Pembayaran ShopeePay Dan Fitur Gratis Ongkir Terhadap Perilaku Konsumtif Mahasiswa STABN Sriwijaya Tangerang.” 1(2): 77–85.

Sari, Putri Novita, Moh Muklis Sulaeman, Diah Ayu Novitasari, and Moh Heru Budi. (2024). “The Influence of Shopping Lifestyle, Discount, and Use of Shopee PayLater on Impulsive Buying Behavior in Gen-Z.” 2(4): 160–70.

Zamrodah, Yuhanin. (2019). “Effect of Lifestyle, Egoistic Values and Biosphere Values on Willingness to Pay (WTP) Organic Rice.” Journal Health Care Of Our 15(2): 1–23.

Similar Articles

You may also start an advanced similarity search for this article.