Pengaruh Ketidakpastian Ekonomi Terhadap Stabilitas Perbankan Syariah: Peran Moderasi Rasio Bagi Hasil
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Penelitian ini bertujuan untuk menyelidiki pengaruh ketidakpastian ekonomi terhadap stabilitas perbankan syariah di Indonesia. Penelitian ini juga sekaligus menyelidiki peran moderasi rasio bagi hasil yang diduga sebagai prinsip dalam sistem perbankan syariah yang mendorong kestabilan tersebut. Penelitian ini merupakan penelitian kuantitatif menggunakan data panel yang meliputi studi pada Bank Umum Syariah pada tahun 2019-2023. Analisis data dilakukan menggunakan analisis regresi Feasible Generalized Least Square (FGLS). Hasil penelitian menunjukkan bahwa ketidakpastian ekonomi tidak mempengaruhi stabilitas perbankan syariah di Indonesia. Selain itu, rasio bagi hasil tidak mampu memoderasi pengaruh ketidakpastian ekonomi terhadap stabilitas perbankan syariah di Indonesia.
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