HUBUNGAN PERSEPSI FINANCIAL WELL-BEING REMAJA TERHADAP MOTIVASI BELAJAR DI KABUPATEN KARAWANG KECAMATAN CILEBAR

Abstract

This study sets out to examine the relationship between perceived financial well-being and learning motivation among adolescents in Cilebar Subdistrict, Karawang Regency. A quantitative approach with a correlational design was used. The study participants consisted of 201 adolescents selected through purposive sampling. The instruments used included a financial well-being scale based on CFPB (2015) indicators and a learning motivation scale developed using the ADDIE model. The data did not meet the assumptions of normality and linearity; therefore, the analysis was conducted using the Spearman rank correlation test. The results indicate a significant relationship between perceived financial well-being and learning motivation (ρ < 0.001). Categorization results show that most respondents have high levels of perceived financial well-being and learning motivation. Additionally, descriptive analysis based on educational background and parental occupation revealed significant variations in both variables across groups. These findings suggest that adolescents' perceptions of their family's financial conditions play a crucial role in shaping their academic readiness and motivation.